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Power of Attorney

Power of Attorney

LIMITED POWER OF ATTORNEY

Know all by these presents, that the

undersigned____________________________ hereby constitutes and

appoints Brad Coleman dba ( Coleman's Independence Institute). the undersigned's

true and lawful attorney-in-fact to execute and/or deliver for and on

behalf of the undersigned all correspondence addressed to bank(s), financial institutions,or individual financers, etc...etc.., and all

correspondence addressed to bank(s) of the undersigned and, and to receive all relate

correspondence from such parties, it being understood that any

documents or correspondence executed or delivered by such attorney-in-

fact on behalf of the undersigned pursuant to this Power of Attorney

shall be in such form and shall contain such terms and conditions as

such attorney-in-fact may approve in such attorney-in-fact’s discretion.

The undersigned hereby grants to such attorney-in-fact full power and

authority to do and perform any and every act and thing whatsoever

requisite, necessary or proper to be done in the exercise of any of the

rights and powers herein granted, as fully to all intents and purposes

as the undersigned might or could do if personally present, with full

power of substitution or revocation, hereby ratifying and confirming all

that such attorney-in-fact, or such attorney-in-fact's substitute or

substitutes, shall lawfully do or cause to be done by virtue of this power

of attorney and the rights and powers herein granted.

This Power of Attorney shall be governed by the laws of the State of

Texas in all respects, including its validity, construction, interpretation

and termination. If any provisions are held invalid, such invalidity shall

not affect the other provisions which shall remain in full force and

effect.

This Power of Attorney shall remain in full force and effect until the

termination of the Client Services Agreement for whatever reason,

unless earlier revoked by the undersigned in a signed writing delivered

 

CONTINGENCY FEE AGREEMENT

The undersigned, __________________________ (hereafter,

"Client"), agrees to retain Brad Coleman dba Coleman's Independence Institute,

(hereinafter "Power of Attorney") regarding certain claims arising out of damages with regard to any and

all overcharge refunds or causes of actions Client may have against his bank(s) or financial institution.

If there is no recovery, there will be no contingency fee.

1.  Client understands that the benchmark for CII recovery cost  is Fifty percent (50 %) of the gross recovery.

2.  If it is settled later than Thirty (30) days prior to the original scheduled date (per case schedule), Brad Coleman will receive Forty percent (40%) of the amount recovered.

In the event that provision for periodic payment is made as part of the settlement or

judgment in this case, then Brad Coleman dba CII has the right to immediate and full payment of the above fee.

Payment of said fee under settlement or judgment based upon periodic

payment shall be arrived at by the bank(s) or financial institution stating in writing the present value of periodic payment.

3. Costs. Client understands that there will be costs incurred in addition to

 Costs will be advanced by Brad Coleman. Costs advanced include, but are not limited

to, filing fees, service of process, deposition costs, copying costs, costs of investigation, long distance telephone calls, registered mail cost, etc.

Client further

understands that Counsel may from time to time employ an investigator or such other consulting

experts.

4. Hourly Billing Alternative Rejected. Before signing this agreement, the Client has been

advised that as an alternative to this contingency fee agreement, Client could have retained

Counsel on an hourly basis. Client states that they have chosen to enter into this contingency fee

agreement as opposed to an hourly billing rate.

5. Abandonment of Contract. If the Client elects at any time to abandon this claim or discharge

this Power of Attorney, then in either such event, the Client agrees to pay to Counsel at that time a reasonable

fee for the services performed by CII prior to the date of such discharge or

abandonment. But, CII will give up to 3 days to cancel this agreement with no penalty or fees, anything after 3 days there

will be a cancellation, plus charges for services already rendered.

6. Attorney Agreement. Counsel agree to diligently investigate, evaluate

 such errors and to keep the Client advised of the progress of the case and of any

settlement proposals which may be received. It is understood between the parties hereto that, if at any time counsel

deem in their judgment that further services of the Client's claims constitutes an unreasonable

financial burden, or for other good and sufficient cause, Client agrees that Counsel may cancel

this Agreement and withdraw from further representation upon giving reasonable notice.

7. Original Document Retention. Client is responsible for keeping/maintaining original

documents. Brad Eugene will not keep original documents.

8. Client's Responsibilities. If  Brad Coleman is unable to reach Client due to change of address or

telephone without informing Brad Coleman, Brad Coleman will withdraw after two (2) weeks. Absence with

information to this office is acceptable.

9. Lien. Brad Coleman shall have a lien on all moneys received in settlement or recovered

by judgment or decree, execution, garnishments or by any other proceeding whatsoever.

10. Power of Attorney. Client gives Brad Coleman his/her power of attorney to execute any and all

documents connected with and necessary for the recovery of the overcharges, including, without

limitation, pleadings, contracts, releases, dismissals, orders and settlement agreements approved

by the client.

11. Power of Attorney(CII) Associations. Client authorizes CII to associate with another

attorney/law firm of CII choosing, with a fee sharing agreement if need be.

12. Client Misrepresentation. Client agrees to be truthful. Any misrepresentation is a cause for

withdrawal by Counsel.

13. Appeals. This Agreement does not cover any form of Appeal. A new Agreement is required

for Appeal, including an Appeal from a Summary Judgment Order.

EXECUTED at ______________(city), _______________(state), on this _____ day of May

2001.

______________________________ _______________________________

CLIENT’S SIGNATURE                     Coleman's Independence Institute

                                                              410 E. Main St., #27

                                                              Atlanta, Texas 75551
______________________________

Print Name

_____________________________

Telephone

_____________________________

Client's Address :

_____________________________________________________

City_________________________________, State______________________

Postal Code:_________________________

to the foregoing attorney-in-fact, within 3 days. The client agrees to notify banking or

financial institution weather it be individual or not to write said power of attorney(Brad Coleman) 

a cashiers check or bank wire transfer for full amount of mortgage loan recovery.

Client gives attorney the right to disburse 50% back to the client within 30 days.

By signing below, I ____________________ agree to the above terms and conditions

Client ______________________________________________

Date ___________________

 
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